{"id":5643,"date":"2026-03-16T12:59:41","date_gmt":"2026-03-16T03:59:41","guid":{"rendered":"https:\/\/cbuy.kr\/blog\/?p=5643"},"modified":"2026-03-16T12:59:41","modified_gmt":"2026-03-16T03:59:41","slug":"isa-%ea%b3%84%ec%a2%8c-%eb%b9%84%ea%b3%bc%ec%84%b8-%ed%98%9c%ed%83%9d-%ec%a0%95%eb%a6%ac-%ec%82%ac%ed%9a%8c%ec%b4%88%eb%85%84%ec%83%9d%eb%b6%80%ed%84%b0-%ec%9d%80%ed%87%b4%ec%9e%90%ea%b9%8c%ec%a7%80","status":"publish","type":"post","link":"https:\/\/cbuy.kr\/blog\/isa-%ea%b3%84%ec%a2%8c-%eb%b9%84%ea%b3%bc%ec%84%b8-%ed%98%9c%ed%83%9d-%ec%a0%95%eb%a6%ac-%ec%82%ac%ed%9a%8c%ec%b4%88%eb%85%84%ec%83%9d%eb%b6%80%ed%84%b0-%ec%9d%80%ed%87%b4%ec%9e%90%ea%b9%8c%ec%a7%80\/","title":{"rendered":"ISA \uacc4\uc88c \ube44\uacfc\uc138 \ud61c\ud0dd \uc815\ub9ac \uc0ac\ud68c\ucd08\ub144\uc0dd\ubd80\ud130 \uc740\ud1f4\uc790\uae4c\uc9c0 \ucc59\uaca8\uc57c \ud560 \uc138\ud14c\ud06c \uafc0\ud301"},"content":{"rendered":"

\"\ube44\uacfc\uc138\uc800\ucd95\"<\/p>\n

\uc694\uc998 \uc6d4\uae09 \ube7c\uace0 \ub2e4 \uc624\ub978\ub2e4\ub294 \ub9d0, \ub9c8\ud2b8\uc5d0 \uac08 \ub54c\ub9c8\ub2e4 \uc2e4\uac10 \ub098\uc9c0 \uc54a\ub098\uc694? \uc5f4\uc2ec\ud788 \ubaa8\uc740 \ub3c8\uc744 \uc608\uae08\uc774\ub098 \uc801\uae08\uc5d0 \ub123\uc5b4\ub46c\ub3c4 \ub9c9\uc0c1 \ub9cc\uae30 \ub54c \uc774\uc790 \uc18c\ub4dd\uc138 15.4%\uac00 \ub5bc\uc774\ub294 \uac78 \ubcf4\uba74 \ucc38 \ud5c8\ud0c8\ud558\ub354\ub77c\uace0\uc694. ‘\ub0b4 \ub3c8 \ub0b4\uac00 \ubd88\ub9ac\ub294\ub370 \uc65c \uc774\ub807\uac8c \uc138\uae08\uc744 \ub9ce\uc774 \uac00\uc838\uac00\ub098’ \uc2f6\uae30\ub3c4 \ud558\uace0\uc694. \uadf8\ub798\uc11c\uc778\uc9c0 \uc8fc\ubcc0\uc5d0\uc11c ‘\ub9cc\ub2a5 \ud1b5\uc7a5’\uc774\ub77c\uace0 \ubd88\ub9ac\ub294 ISA \uacc4\uc88c\uc5d0 \ub300\ud574 \ubb3c\uc5b4\ubcf4\ub294 \ubd84\ub4e4\uc774 \ubd80\uca4d \ub298\uc5c8\uc5b4\uc694. \uc774\uac8c \uc798\ub9cc \ud65c\uc6a9\ud558\uba74 \uc138\uae08\uc744 \ud655 \uc904\uc5ec\uc8fc\ub294 \ud6a8\uc790 \ub178\ub987\uc744 \ud1a1\ud1a1\ud788 \ud558\uac70\ub4e0\uc694. \uc624\ub298\uc740 \uc81c\uac00 \uc9c1\uc811 \uad74\ub824\ubcf4\uba70 \ub290\ub080 ISA \uacc4\uc88c\uc758 \ud61c\ud0dd\uacfc \ud65c\uc6a9\ubc95\uc744 \uc544\uc8fc \uc27d\uac8c \ud480\uc5b4\uc11c \uc774\uc57c\uae30\ud574 \ub4dc\ub9b4\uac8c\uc694.<\/p>\n

\ub3c4\ub300\uccb4 ISA\uac00 \ubb50\uae38\ub798 \ub09c\ub9ac\uc77c\uae4c\uc694?<\/h2>\n

\uc27d\uac8c \uc124\uba85\ud558\uba74 ISA\ub294 ‘\uae08\uc735 \uc0c1\ud488\uc744 \ub2f4\ub294 \ucee4\ub2e4\ub780 \ubc14\uad6c\ub2c8’\ub77c\uace0 \uc0dd\uac01\ud558\uba74 \ub3fc\uc694. \uc608\uc804\uc5d0\ub294 \uc608\uae08 \ud1b5\uc7a5 \ub530\ub85c, \uc8fc\uc2dd \uacc4\uc88c \ub530\ub85c, \ud380\ub4dc \uacc4\uc88c \ub530\ub85c \uad00\ub9ac\ud574\uc57c \ud588\uc796\uc544\uc694? \uadf8\ub7f0\ub370 \uc774 ISA\ub77c\ub294 \ubc14\uad6c\ub2c8 \ud558\ub098\ub9cc \uc788\uc73c\uba74 \uc608\uae08, \uc801\uae08, \uc8fc\uc2dd, ETF, ELS \ub4f1 \ub2e4\uc591\ud55c \uae08\uc735 \uc0c1\ud488\uc744 \ud55c\uacf3\uc5d0 \ub2f4\uc544\uc11c \uad00\ub9ac\ud560 \uc218 \uc788\uc5b4\uc694. <\/p>\n

\ub2e8\uc21c\ud788 \ubaa8\uc544\ub450\uae30\ub9cc \ud558\ub294 \uac8c \uc544\ub2c8\ub77c, \uc5ec\uae30\uc11c \ubc1c\uc0dd\ud55c \uc218\uc775\uc5d0 \ub300\ud574 \ud30c\uaca9\uc801\uc778 \uc138\uae08 \ud61c\ud0dd\uc744 \uc8fc\ub294 \uac8c \ud575\uc2ec\uc774\uc8e0. \uc815\ubd80 \uc785\uc7a5\uc5d0\uc11c\ub3c4 \uad6d\ubbfc\ub4e4\uc774 \uc790\uc0b0\uc744 \ud615\uc131\ud560 \uc218 \uc788\ub3c4\ub85d \ub3d5\uae30 \uc704\ud574 \ub9cc\ub4e0 \uc81c\ub3c4\ub77c \ud61c\ud0dd\uc774 \uaf64 \uc3e0\uc3e0\ud558\uac70\ub4e0\uc694.<\/p>\n

\"\uae08\uc735\uc18c\ub4dd\uc885\ud569\uacfc\uc138\"<\/p>\n

\uc138\uae08 \ud61c\ud0dd, \uc5bc\ub9c8\ub098 \ub300\ub2e8\ud558\uae38\ub798?<\/h2>\n

\uc0ac\uc2e4 \uc774\uac8c \uc81c\uc77c \uc911\uc694\ud558\uc8e0. \uc6b0\ub9ac\uac00 \uc7ac\ud14c\ud06c\ub97c \ud558\ub294 \uc774\uc720\ub294 \uacb0\uad6d ‘\ub0b4 \uc190\uc5d0 \uc950\ub294 \ub3c8’\uc744 \ub298\ub9ac\uae30 \uc704\ud574\uc11c\ub2c8\uae4c\uc694. ISA \uacc4\uc88c\uc758 \ud61c\ud0dd\uc740 \ud06c\uac8c \ub450 \uac00\uc9c0\ub85c \ub098\ub20c \uc218 \uc788\uc5b4\uc694.<\/p>\n

1. \ube44\uacfc\uc138 \ud55c\ub3c4 \ub0b4\uc5d0\uc11c\ub294 \uc138\uae08 0\uc6d0<\/h3>\n

\uc77c\ubc18\uc801\uc778 \uacc4\uc88c\uc5d0\uc11c \ud22c\uc790\ub97c \ud574\uc11c 200\ub9cc \uc6d0\uc744 \ubc8c\uc5c8\ub2e4\uba74, 15.4%\uc778 30\ub9cc 8\ucc9c \uc6d0\uc744 \uc138\uae08\uc73c\ub85c \ub0b4\uc57c \ud574\uc694. \ud558\uc9c0\ub9cc ISA \uacc4\uc88c\uc5d0\uc11c\ub294 \uc774 \ub3c8\uc744 \ud55c \ud47c\ub3c4 \uc548 \ub0b4\ub3c4 \ub41c\ub2e4\ub294 \uc0ac\uc2e4! \uc774\uac8c \uc9c4\uc9dc \ud06c\ub354\ub77c\uace0\uc694.<\/p>\n

\uac00\uc785 \uc720\ud615\uc5d0 \ub530\ub77c \ube44\uacfc\uc138 \ud55c\ub3c4\uac00 \uc870\uae08 \ub2e4\ub978\ub370, \ud45c\ub85c \uc815\ub9ac\ud574\uc11c \ubcf4\uc5ec\ub4dc\ub9b4\uac8c\uc694.<\/p>\n\n\n\n\n\n\n
\uad6c\ubd84<\/th>\n\uac00\uc785 \ub300\uc0c1<\/th>\n\ube44\uacfc\uc138 \ud55c\ub3c4<\/th>\n<\/tr>\n
\uc77c\ubc18\ud615<\/strong><\/td>\n\ub9cc 19\uc138 \uc774\uc0c1 \uac70\uc8fc\uc790 (\uc18c\ub4dd \ubb34\uad00)<\/td>\n\uc21c\uc774\uc775 200\ub9cc \uc6d0\uae4c\uc9c0<\/td>\n<\/tr>\n
\uc11c\ubbfc\ud615<\/strong><\/td>\n\uadfc\ub85c\uc18c\ub4dd 5,000\ub9cc \uc6d0 \ub610\ub294 \uc885\ud569\uc18c\ub4dd 3,800\ub9cc \uc6d0 \uc774\ud558<\/td>\n\uc21c\uc774\uc775 400\ub9cc \uc6d0\uae4c\uc9c0<\/td>\n<\/tr>\n
\ub18d\uc5b4\ubbfc\ud615<\/strong><\/td>\n\uc885\ud569\uc18c\ub4dd 3,800\ub9cc \uc6d0 \uc774\ud558 \ub18d\uc5b4\ubbfc<\/td>\n\uc21c\uc774\uc775 400\ub9cc \uc6d0\uae4c\uc9c0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\ub300\ubd80\ubd84\uc740 \uc77c\ubc18\ud615\uc73c\ub85c \uac00\uc785\ud558\uc2dc\uaca0\uc9c0\ub9cc, \uc18c\ub4dd \uc694\uac74\uc774 \ub41c\ub2e4\uba74 \uc11c\ubbfc\ud615\uc73c\ub85c \uac00\uc785\ud558\ub294 \uac8c \ubb34\uc870\uac74 \uc774\ub4dd\uc774\uc5d0\uc694. \ube44\uacfc\uc138 \ud55c\ub3c4\uac00 \ub450 \ubc30\ub098 \ucc28\uc774 \ub098\ub2c8\uae4c\uc694. \ub098\uc911\uc5d0 \uc18c\ub4dd \uc99d\ube59 \uc11c\ub958\ub9cc \uc81c\ucd9c\ud558\uba74 \uc804\ud658\ub3c4 \uac00\ub2a5\ud558\ub2c8 \ucc98\uc74c\uc5d4 \uc77c\ubc18\ud615\uc73c\ub85c \uc2dc\uc791\ud574\ub3c4 \uad1c\ucc2e\uc544\uc694.<\/p>\n

2. \ud55c\ub3c4 \ucd08\uacfc \uc218\uc775\uc740 9.9% \ubd84\ub9ac\uacfc\uc138<\/h3>\n

“\uc5b4? \ub098\ub294 \ud22c\uc790\ub97c \uc798\ud574\uc11c \uc218\uc775\uc774 1,000\ub9cc \uc6d0 \ub0ac\ub294\ub370 \uc5b4\ub5a1\ud558\uc8e0?” \uac71\uc815 \ub9c8\uc138\uc694. \ube44\uacfc\uc138 \ud55c\ub3c4\ub97c \ub118\ub294 \uae08\uc561\uc5d0 \ub300\ud574\uc11c\ub3c4 \uc77c\ubc18 \uc138\uc728(15.4%)\ubcf4\ub2e4 \ud6e8\uc52c \ub0ae\uc740 9.9%\uc758 \uc138\uc728\ub9cc \uc801\uc6a9\ud558\uac70\ub4e0\uc694. <\/p>\n

\uac8c\ub2e4\uac00 \ub354 \uc911\uc694\ud55c \uac74 ‘\ubd84\ub9ac\uacfc\uc138’<\/strong>\uac00 \ub41c\ub2e4\ub294 \uc810\uc774\uc5d0\uc694. \uc694\uc998 \uc8fc\uc2dd\uc774\ub098 \ubd80\ub3d9\uc0b0\uc73c\ub85c \ub3c8 \uc880 \ubc84\uc2e0 \ubd84\ub4e4\uc740 ‘\uae08\uc735\uc18c\ub4dd\uc885\ud569\uacfc\uc138’ \uac71\uc815 \ub9ce\uc774 \ud558\uc2dc\uc796\uc544\uc694? \uc774\uc790\ub098 \ubc30\ub2f9 \uc18c\ub4dd\uc774 \uc5f0 2,000\ub9cc \uc6d0\uc744 \ub118\uc73c\uba74 \uc138\uae08\uc774 \ud655 \ub298\uc5b4\ub098\ub294\ub370, ISA\uc5d0\uc11c \ubc1c\uc0dd\ud55c \uc218\uc775\uc740 \uc544\ubb34\ub9ac \ub9ce\uc544\ub3c4 \ud569\uc0b0\ub418\uc9c0 \uc54a\uace0 \ub531 9.9%\ub9cc \ub0b4\uace0 \ub05d\ub098\uc694. \uc790\uc0b0\uac00\ubd84\ub4e4\uc774 ISA\ub97c \uaf49\uaf49 \ucc44\uc6b0\ub294 \uc774\uc720\uac00 \ubc14\ub85c \uc774\uac70\uc8e0.<\/p>\n

\"ISA\uacc4\uc88c\"<\/p>\n

\uc190\ud574 \ubcf8 \uac83\uae4c\uc9c0 \ucc59\uaca8\uc8fc\ub294 ‘\uc190\uc775\ud1b5\uc0b0’<\/h2>\n

\uc81c\uac00 ISA\ub97c \uc4f0\uba74\uc11c \uac00\uc7a5 \uac10\ub3d9\ud588\ub358 \uae30\ub2a5\uc774 \ubc14\ub85c \uc774 ‘\uc190\uc775\ud1b5\uc0b0’\uc774\uc5d0\uc694. \ub9d0\uc774 \uc880 \uc5b4\ub835\uac8c \ub4e4\ub9b4 \uc218 \uc788\ub294\ub370, \uc27d\uac8c \ub9d0\ud574 ‘\uc774\uc775\uacfc \uc190\uc2e4\uc744 \ud569\uccd0\uc11c \uc138\uae08\uc744 \ub9e4\uae34\ub2e4’<\/strong>\ub294 \ub73b\uc774\uc5d0\uc694.<\/p>\n

\uc608\ub97c \ub4e4\uc5b4\ubcfc\uac8c\uc694. \uc77c\ubc18 \uacc4\uc88c\uc5d0\uc11c A \uc8fc\uc2dd\uc73c\ub85c 300\ub9cc \uc6d0\uc744 \ubc8c\uace0, B \uc8fc\uc2dd\uc73c\ub85c 100\ub9cc \uc6d0\uc744 \uc783\uc5c8\ub2e4\uace0 \uccd0\uc694. \uc77c\ubc18 \uacc4\uc88c\ub77c\uba74 \ubc88 \ub3c8 300\ub9cc \uc6d0\uc5d0 \ub300\ud574 \uc138\uae08\uc744 \ub2e4 \ub0b4\uc57c \ud574\uc694. \uc783\uc740 \ub3c8\uc740 \uc5b5\uc6b8\ud558\uc9c0\ub9cc \uc138\uae08 \uacc4\uc0b0\uc5d4 \uc548 \uccd0\uc8fc\uac70\ub4e0\uc694.<\/p>\n

\ud558\uc9c0\ub9cc ISA \uacc4\uc88c\uc5d0\uc11c\ub294 300\ub9cc \uc6d0 \uc774\uc775\uc5d0\uc11c 100\ub9cc \uc6d0 \uc190\uc2e4\uc744 \ube80, ‘\uc21c\uc218\uc775 200\ub9cc \uc6d0’\uc5d0 \ub300\ud574\uc11c\ub9cc \uc138\uae08\uc744 \uacc4\uc0b0\ud574\uc694. \uc2ec\uc9c0\uc5b4 \uc77c\ubc18\ud615\uc774\ub77c\uba74 200\ub9cc \uc6d0\uae4c\uc9c0 \ube44\uacfc\uc138\ub2c8\uae4c \uc138\uae08\uc774 0\uc6d0\uc774 \ub418\ub294 \uae30\uc801\uc744 \ubcfc \uc218 \uc788\uc8e0. \uc8fc\uc2dd\uc774\ub098 ETF \ud22c\uc790\ub97c \ud65c\ubc1c\ud558\uac8c \ud558\uc2dc\ub294 \ubd84\ub4e4\uc5d0\uac8c\ub294 \uc815\ub9d0 \ud544\uc218\uc801\uc778 \uae30\ub2a5\uc774\ub77c\uace0 \ubd05\ub2c8\ub2e4.<\/p>\n

\uac00\uc785 \uc804 \uaf2d \uc54c\uc544\uc57c \ud560 \uccb4\ud06c\ud3ec\uc778\ud2b8<\/h2>\n

\ud61c\ud0dd\uc774 \uc88b\uc740 \ub9cc\ud07c \uc9c0\ucf1c\uc57c \ud560 \uc57d\uc18d\ub3c4 \uc788\uc5b4\uc694. \ubb34\uc870\uac74 \uc88b\ub2e4\uace0 \ub35c\ucee5 \uac00\uc785\ud558\uae30\ubcf4\ub2e8 \ub0b4 \uc0c1\ud669\uc5d0 \ub9de\ub294\uc9c0 \ub530\uc838\ubd10\uc57c \ud558\uac70\ub4e0\uc694.<\/p>\n

\uc758\ubb34 \uac00\uc785 \uae30\uac04 3\ub144<\/strong>
\n\ucd5c\uc18c 3\ub144\uc740 \uacc4\uc88c\ub97c \uc720\uc9c0\ud574\uc57c \ube44\uacfc\uc138 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc5b4\uc694. \uc911\uac04\uc5d0 \ud574\uc9c0\ud558\uba74 \uadf8\ub3d9\uc548 \ubc1b\uc740 \uc138\uae08 \ud61c\ud0dd\uc744 \ub2e4 \ud1a0\ud574\ub0b4\uc57c \ud558\ub2c8\uae4c, \ub2f9\uc7a5 \uc4f8 \uae09\uc804\ubcf4\ub2e4\ub294 \uc5ec\uc720 \uc790\uae08\uc73c\ub85c \uc6b4\uc6a9\ud558\ub294 \uac8c \uc88b\uaca0\uc8e0? \ub2e4\ub9cc, \uc6d0\uae08 \ubc94\uc704 \ub0b4\uc5d0\uc11c\ub294 \uc911\ub3c4 \uc778\ucd9c\uc774 \uac00\ub2a5\ud558\ub2c8 \ub108\ubb34 \uac81\uba39\uc744 \ud544\uc694\ub294 \uc5c6\uc5b4\uc694. \uc218\uc775\uae08\ub9cc \uc548 \ube7c\uba74 \uacc4\uc88c\ub294 \uc720\uc9c0\ub418\uac70\ub4e0\uc694.<\/p>\n

\ub0a9\uc785 \ud55c\ub3c4<\/strong>
\n1\ub144\uc5d0 2,000\ub9cc \uc6d0\uc529, 5\ub144 \ub3d9\uc548 \ucd5c\ub300 1\uc5b5 \uc6d0\uae4c\uc9c0 \ub123\uc744 \uc218 \uc788\uc5b4\uc694. \uc62c\ud574 \ub3c8\uc774 \uc5c6\uc5b4\uc11c 1,000\ub9cc \uc6d0\ub9cc \ub123\uc5c8\ub2e4\uba74? \ub0a8\uc740 \ud55c\ub3c4 1,000\ub9cc \uc6d0\uc740 \ub0b4\ub144\uc73c\ub85c \uc774\uc6d4\ub3fc\uc11c \ub0b4\ub144\uc5d4 3,000\ub9cc \uc6d0\uae4c\uc9c0 \ub123\uc744 \uc218 \uc788\ub2e4\ub294 \uc0ac\uc2e4! \uc5ec\uc720\uac00 \uc5c6\uc744 \ub550 \uacc4\uc88c\ub9cc \ubbf8\ub9ac \ud130\ub450\ub294 \uac83\ub3c4 \ubc29\ubc95\uc774\uc5d0\uc694.<\/p>\n

\"\uc808\uc138\uc0c1\ud488\"<\/p>\n

\uc5b4\ub5a4 \uc720\ud615\uc744 \uc120\ud0dd\ud574\uc57c \ud560\uae4c\uc694?<\/h2>\n

\uc740\ud589\uc774\ub098 \uc99d\uad8c\uc0ac\uc5d0 \uac00\uba74 \uc885\ub958\uac00 \ub9ce\uc544\uc11c \ud5f7\uac08\ub9ac\uc2e4 \ud150\ub370\uc694, \uc694\uc998 \ub300\uc138\ub294 ‘\uc911\uac1c\ud615 ISA’<\/strong>\uc608\uc694. \uc608\uc804\uc5d0\ub294 \uc740\ud589\uc5d0 \ub9e1\uae30\ub294 \uc2e0\ud0c1\ud615\uc774\ub098 \uc77c\uc784\ud615\uc774 \ub9ce\uc558\ub294\ub370, \uc218\uc218\ub8cc\ub3c4 \uc880 \ub098\uac00\uace0 \ub0b4\uac00 \uc9c1\uc811 \ud22c\uc790\ud558\ub294 \uc7ac\ubbf8\uac00 \uc5c6\uc5c8\uac70\ub4e0\uc694.<\/p>\n

\uc911\uac1c\ud615\uc740 \uc99d\uad8c\uc0ac\uc5d0\uc11c\ub9cc \ub9cc\ub4e4 \uc218 \uc788\ub294\ub370, \uc6b0\ub9ac\uac00 \ud754\ud788 \uc544\ub294 \uc8fc\uc2dd \uacc4\uc88c\ucc98\ub7fc \uc0bc\uc131\uc804\uc790\ub3c4 \uc0ac\uace0, \ubbf8\uad6d \ubc30\ub2f9 ETF\ub3c4 \uc0ac\uace0, \ucc44\uad8c\ub3c4 \uc0b4 \uc218 \uc788\uc5b4\uc694. \uc218\uc218\ub8cc\ub3c4 \uc800\ub834\ud55c \ud3b8\uc774\uace0 \uc2a4\uc2a4\ub85c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc9dc\ub294 \ubd84\ub4e4\uc5d0\uac8c \ub531\uc774\uc8e0. \ubc18\uba74\uc5d0 “\ub098\ub294 \ud22c\uc790 \uacf5\ubd80\ud558\uae30\ub3c4 \uadc0\ucc2e\uace0 \uadf8\ub0e5 \uc804\ubb38\uac00\uac00 \uc54c\uc544\uc11c \ud574\uc92c\uc73c\uba74 \uc88b\uaca0\ub2e4” \ud558\uc2dc\ub294 \ubd84\ub4e4\uc740 \uc77c\uc784\ud615\uc744 \uc120\ud0dd\ud558\ub294 \uac83\ub3c4 \ub098\uc058\uc9c0 \uc54a\uc544\uc694.<\/p>\n

\ub9cc\uae30 \uc790\uae08\uc740 \uc5f0\uae08\uc73c\ub85c \uad74\ub9ac\uc138\uc694<\/h2>\n

3\ub144 \ub9cc\uae30\uac00 \uc9c0\ub098\uba74 \uc774 \ub3c8\uc744 \uc5b4\ub5bb\uac8c \ud560\uae4c\uc694? \uadf8\ub0e5 \ucc3e\uc544\uc11c \uc368\ub3c4 \ub418\uc9c0\ub9cc, \uc5f0\uae08\uc800\ucd95\ud380\ub4dc\ub098 IRP\ub85c \uc62e\uae30\uba74 \ucd94\uac00 \uc138\uc561\uacf5\uc81c \ud61c\ud0dd<\/strong>\uc744 \ubc1b\uc744 \uc218 \uc788\uc5b4\uc694. \uc774\uccb4 \uae08\uc561\uc758 10%(\ucd5c\ub300 300\ub9cc \uc6d0)\uae4c\uc9c0 \uc138\uc561\uacf5\uc81c\ub97c \ub354 \ud574\uc8fc\uac70\ub4e0\uc694. \ub178\ud6c4 \uc900\ube44\uae4c\uc9c0 \ud55c \ubc88\uc5d0 \ud574\uacb0\ud560 \uc218 \uc788\ub294 \uafc0\ud301\uc774\ub77c \uc800\ub294 \ub9cc\uae30 \ub54c\ub9c8\ub2e4 \uc5f0\uae08 \uacc4\uc88c\ub85c \uc62e\uae38 \uacc4\ud68d\uc744 \uc138\uc6b0\uace0 \uc788\uc5b4\uc694.<\/p>\n

\uc7ac\ud14c\ud06c\ub77c\ub294 \uac8c \uba40\ub9ac \uc788\ub294 \uac8c \uc544\ub2c8\ub354\ub77c\uace0\uc694. \uc774\ub807\uac8c \uc815\ubd80\uc5d0\uc11c \ud37c\uc8fc\ub294 \ud61c\ud0dd\ub9cc \uc798 \ucc59\uaca8\ub3c4 \uc218\uc775\ub960 \uba87 \ud37c\uc13c\ud2b8 \uc62c\ub9ac\ub294 \uac83\ubcf4\ub2e4 \ud6e8\uc52c \uc27d\uace0 \ud655\uc2e4\ud55c \ubc29\ubc95\uc774 \ub420 \uc218 \uc788\uc5b4\uc694. \uc544\uc9c1 ISA \uacc4\uc88c\uac00 \uc5c6\ub2e4\uba74, \uc624\ub298\uc774\ub77c\ub3c4 \ub2f9\uc7a5 \ud558\ub098 \ub9cc\ub4e4\uc5b4\ub450\ub294 \uac74 \uc5b4\ub5a8\uae4c\uc694? \uc2dc\uc791\uc774 \ubc18\uc774\ub77c\ub294 \ub9d0, \uc7ac\ud14c\ud06c\uc5d0\uc11c\ub294 \uc9c4\uc9dc \uc815\ub2f5\uc774\uac70\ub4e0\uc694.<\/p>\n","protected":false},"excerpt":{"rendered":"

\uc9c1\uc7a5\uc778\uacfc \ud22c\uc790\uc790\ub77c\uba74 \ubc18\ub4dc\uc2dc \uc54c\uc544\uc57c \ud560 ISA \uacc4\uc88c\uc758 \ube44\uacfc\uc138 \ud61c\ud0dd\uacfc \ud65c\uc6a9\ubc95\uc744 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4. \uc77c\ubc18\ud615\uacfc \uc11c\ubbfc\ud615\uc758 \ucc28\uc774\ubd80\ud130 \uc190\uc775\ud1b5\uc0b0\uc758 \uc7a5\uc810, 3\ub144 \uc758\ubb34 \uae30\uac04 \ub4f1 \uc2e4\uc9c8\uc801\uc778 \uc6b4\uc6a9 \ud301\uc744 \ud655\uc778\ud558\uace0 \uc138\uae08\uc744 \uc544\ub07c\ub294 \ubc29\ubc95\uc744 \uc54c\uc544\ubcf4\uc138\uc694.<\/p>\n","protected":false},"author":1,"featured_media":5639,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","rank_math_focus_keyword":"ISA \uacc4\uc88c \ube44\uacfc\uc138","rank_math_description":"\uc9c1\uc7a5\uc778\uacfc \ud22c\uc790\uc790\ub77c\uba74 \ubc18\ub4dc\uc2dc \uc54c\uc544\uc57c \ud560 ISA \uacc4\uc88c\uc758 \ube44\uacfc\uc138 \ud61c\ud0dd\uacfc \ud65c\uc6a9\ubc95\uc744 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4. \uc77c\ubc18\ud615\uacfc \uc11c\ubbfc\ud615\uc758 \ucc28\uc774\ubd80\ud130 \uc190\uc775\ud1b5\uc0b0\uc758 \uc7a5\uc810, 3\ub144 \uc758\ubb34 \uae30\uac04 \ub4f1 \uc2e4\uc9c8\uc801\uc778 \uc6b4\uc6a9 \ud301\uc744 \ud655\uc778\ud558\uace0 \uc138\uae08\uc744 \uc544\ub07c\ub294 \ubc29\ubc95\uc744 \uc54c\uc544\ubcf4\uc138\uc694.","rank_math_title":"ISA \uacc4\uc88c \ube44\uacfc\uc138 \ud61c\ud0dd \uc815\ub9ac \uc0ac\ud68c\ucd08\ub144\uc0dd\ubd80\ud130 \uc740\ud1f4\uc790\uae4c\uc9c0 \ucc59\uaca8\uc57c \ud560 \uc138\ud14c\ud06c \uafc0\ud301","_yoast_wpseo_focuskw":"","_yoast_wpseo_metadesc":"","_yoast_wpseo_title":"","footnotes":""},"categories":[4266],"tags":[4559,4563,4560,4418,4562,4561],"class_list":["post-5643","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-help-and-tips","tag-isa","tag-4563","tag-4560","tag-4418","tag-4562","tag-4561"],"_links":{"self":[{"href":"https:\/\/cbuy.kr\/blog\/wp-json\/wp\/v2\/posts\/5643","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cbuy.kr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cbuy.kr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cbuy.kr\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cbuy.kr\/blog\/wp-json\/wp\/v2\/comments?post=5643"}],"version-history":[{"count":1,"href":"https:\/\/cbuy.kr\/blog\/wp-json\/wp\/v2\/posts\/5643\/revisions"}],"predecessor-version":[{"id":5646,"href":"https:\/\/cbuy.kr\/blog\/wp-json\/wp\/v2\/posts\/5643\/revisions\/5646"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cbuy.kr\/blog\/wp-json\/wp\/v2\/media\/5639"}],"wp:attachment":[{"href":"https:\/\/cbuy.kr\/blog\/wp-json\/wp\/v2\/media?parent=5643"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cbuy.kr\/blog\/wp-json\/wp\/v2\/categories?post=5643"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cbuy.kr\/blog\/wp-json\/wp\/v2\/tags?post=5643"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}